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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,088 | $77,574-68.9% | $108,753-77.9% | $86,983-72.3% |
| Participation rate | 45.3% | 62.3%-17.0pp | 71.1%-25.8pp | 69.5%-24.2pp |
| Annual return | 32.93% | 18.42%+14.5pp | 37.47%-4.5pp | 25.83%+7.1pp |
| Employer contribution / active EE | $981 | $1,611-39.1% | $2,427-59.6% | $2,584-62.0% |
| Participant deferral / active EE | $1,752 | $3,128-44.0% | $4,115-57.4% | $4,194-58.2% |
| Admin fee / account holder | $1,122 | $6,529-82.8% | $10,320-89.1% | $7,856-85.7% |