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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,855 | $101,618+84.9% | $93,063+101.9% | $137,256+36.9% |
| Participation rate | 86.4% | 74.9%+11.4pp | 72.1%+14.2pp | 80.0%+6.4pp |
| Annual return | 18.95% | 223.95%-205.0pp | 34.15%-15.2pp | 220.34%-201.4pp |
| Employer contribution / active EE | $7,231 | $2,707+167.1% | $2,476+192.0% | $4,156+74.0% |
| Participant deferral / active EE | $15,780 | $4,279+268.8% | $3,958+298.7% | $6,407+146.3% |
| Admin fee / account holder | $6,009 | $6,198-3.1% | $6,033-0.4% | $12,270-51.0% |