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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,909 | $109,908+50.0% | $97,161+69.7% | $145,978+13.0% |
| Participation rate | 86.4% | 75.9%+10.4pp | 72.7%+13.7pp | 80.3%+6.1pp |
| Annual return | 14.07% | 243.80%-229.7pp | 75.36%-61.3pp | 550.52%-536.4pp |
| Employer contribution / active EE | $6,598 | $3,077+114.4% | $2,723+142.3% | $4,662+41.5% |
| Participant deferral / active EE | $15,121 | $4,679+223.2% | $4,265+254.5% | $6,690+126.0% |
| Admin fee / account holder | $6,844 | $6,213+10.2% | $5,647+21.2% | $13,400-48.9% |