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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,584 | $156,398-10.8% | $147,318-5.2% | $138,895+0.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.95% | 78.75%-61.8pp | 70.43%-53.5pp | 145.39%-128.4pp |
| Employer contribution / active EE | $6,243 | $4,853+28.6% | $4,593+35.9% | $4,194+48.9% |
| Participant deferral / active EE | $16,221 | $8,237+96.9% | $7,906+105.2% | $6,396+153.6% |
| Admin fee / account holder | $11,077 | $14,976-26.0% | $13,708-19.2% | $12,562-11.8% |