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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,695 | $154,228-1.6% | $145,433+4.3% | $137,256+10.5% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 18.13% | 74.59%-56.5pp | 66.58%-48.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $6,591 | $4,804+37.2% | $4,554+44.7% | $4,156+58.6% |
| Participant deferral / active EE | $14,816 | $8,216+80.3% | $7,897+87.6% | $6,407+131.3% |
| Admin fee / account holder | $20,323 | $14,344+41.7% | $13,129+54.8% | $12,270+65.6% |