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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,695 | $162,136-6.4% | $152,301-0.4% | $154,746-2.0% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 18.13% | 91.02%-72.9pp | 80.50%-62.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $6,591 | $4,890+34.8% | $4,624+42.5% | $4,379+50.5% |
| Participant deferral / active EE | $14,816 | $8,341+77.6% | $8,004+85.1% | $6,730+120.1% |
| Admin fee / account holder | $20,323 | $15,759+29.0% | $14,398+41.1% | $14,365+41.5% |