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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,987 | $111,814-84.8% | $103,374-83.6% | $145,959-88.4% |
| Participation rate | 95.7% | 77.9%+17.7pp | 74.5%+21.1pp | 80.3%+15.4pp |
| Annual return | 18.43% | 24.77%-6.3pp | 24.89%-6.5pp | 561.95%-543.5pp |
| Employer contribution / active EE | $3,991 | $4,214-5.3% | $3,869+3.2% | $4,661-14.4% |
| Participant deferral / active EE | $5,621 | $5,6180% | $5,058+11.1% | $6,689-16.0% |
| Admin fee / account holder | $1,374 | $9,754-85.9% | $8,394-83.6% | $13,398-89.7% |