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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,763 | $72,071+34.3% | $68,368+41.5% | $137,256-29.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 19.35% | 353.14%-333.8pp | 292.57%-273.2pp | 220.34%-201.0pp |
| Employer contribution / active EE | $7,524 | $2,788+169.9% | $2,649+184.0% | $4,156+81.0% |
| Participant deferral / active EE | $5,997 | $4,410+36.0% | $4,123+45.5% | $6,407-6.4% |
| Admin fee / account holder | $2,960 | $5,336-44.5% | $5,150-42.5% | $12,270-75.9% |