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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,139 | $172,111-57.5% | $150,298-51.3% | $137,256-46.7% |
| Participation rate | 79.2% | 81.7%-2.5pp | 77.8%+1.4pp | 80.0%-0.8pp |
| Annual return | 20.19% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.1pp |
| Employer contribution / active EE | $998 | $4,636-78.5% | $4,154-76.0% | $4,156-76.0% |
| Participant deferral / active EE | $4,360 | $6,166-29.3% | $5,453-20.0% | $6,407-31.9% |
| Admin fee / account holder | $1,436 | $16,471-91.3% | $14,116-89.8% | $12,270-88.3% |