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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,419 | $159,978-54.7% | $147,041-50.7% | $145,978-50.4% |
| Participation rate | 56.5% | 84.0%-27.5pp | 82.2%-25.6pp | 80.3%-23.8pp |
| Annual return | 9.67% | 98.36%-88.7pp | 419.21%-409.5pp | 550.52%-540.9pp |
| Employer contribution / active EE | $2,901 | $5,288-45.1% | $4,935-41.2% | $4,662-37.8% |
| Participant deferral / active EE | $10,488 | $8,429+24.4% | $8,071+30.0% | $6,690+56.8% |
| Admin fee / account holder | $19,063 | $15,053+26.6% | $13,006+46.6% | $13,400+42.3% |