Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1420 ROCKY RIDGE DR STE 140 · ROSEVILLE, CA 95661 | Advisory (Plan) | $45,058 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,031 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,160 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,479 | $106,230-71.3% | $147,080-79.3% | $77,736-60.8% |
| Participation rate | 63.8% | 78.4%-14.6pp | 82.2%-18.4pp | 70.6%-6.8pp |
| Annual return | 16.97% | 56.91%-39.9pp | 420.17%-403.2pp | 31.26%-14.3pp |
| Employer contribution / active EE | $1,866 | $4,072-54.2% | $4,933-62.2% | $2,728-31.6% |
| Participant deferral / active EE | $2,832 | $8,001-64.6% | $8,066-64.9% | $4,651-39.1% |
| Admin fee / account holder | $359 | $338+6.1% | $12,989-97.2% | $433-17.2% |