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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,034 | $111,830-85.7% | $93,696-82.9% | $145,884-89.0% |
| Participation rate | 93.3% | 74.2%+19.1pp | 68.7%+24.6pp | 80.3%+13.0pp |
| Annual return | 10.79% | 204.08%-193.3pp | 133.74%-123.0pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,577 | $3,093-49.0% | $2,422-34.9% | $4,662-66.2% |
| Participant deferral / active EE | $2,627 | $4,920-46.6% | $4,417-40.5% | $6,690-60.7% |
| Admin fee / account holder | $1,921 | $10,249-81.3% | $8,287-76.8% | $13,392-85.7% |