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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,034 | $111,785-85.7% | $93,669-82.9% | $145,877-89.0% |
| Participation rate | 93.3% | 74.2%+19.1pp | 68.7%+24.6pp | 80.3%+13.0pp |
| Annual return | 10.79% | 203.79%-193.0pp | 133.59%-122.8pp | 551.28%-540.5pp |
| Employer contribution / active EE | $1,577 | $3,096-49.1% | $2,424-34.9% | $4,663-66.2% |
| Participant deferral / active EE | $2,627 | $4,919-46.6% | $4,416-40.5% | $6,691-60.7% |
| Admin fee / account holder | $1,921 | $10,256-81.3% | $8,291-76.8% | $13,402-85.7% |