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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,433 | $160,070+100.2% | $147,117+117.8% | $145,897+119.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 3.74% | 98.69%-94.9pp | 420.54%-416.8pp | 552.29%-548.6pp |
| Employer contribution / active EE | $8,284 | $5,285+56.8% | $4,932+67.9% | $4,663+77.7% |
| Participant deferral / active EE | $15,250 | $8,419+81.1% | $8,065+89.1% | $6,689+128.0% |
| Admin fee / account holder | $27,324 | $15,035+81.7% | $12,993+110.3% | $13,390+104.1% |