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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,422 | $154,228+136.3% | $145,433+150.6% | $137,256+165.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.87% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $5,550 | $4,804+15.5% | $4,554+21.9% | $4,156+33.5% |
| Participant deferral / active EE | $10,500 | $8,216+27.8% | $7,897+33.0% | $6,407+63.9% |
| Admin fee / account holder | $19,014 | $14,344+32.6% | $13,129+44.8% | $12,270+55.0% |