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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,790 | $63,703-14.0% | $93,063-41.1% | $82,448-33.5% |
| Participation rate | 94.2% | 63.8%+30.4pp | 72.1%+22.1pp | 68.1%+26.2pp |
| Annual return | 17.15% | -775.43%+792.6pp | 34.15%-17.0pp | 41.64%-24.5pp |
| Employer contribution / active EE | $2,671 | $1,729+54.5% | $2,476+7.9% | $2,551+4.7% |
| Participant deferral / active EE | $4,767 | $2,919+63.3% | $3,958+20.4% | $4,139+15.2% |
| Admin fee / account holder | $1,914 | $5,982-68.0% | $6,033-68.3% | $7,234-73.5% |