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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,914 | $169,336-77.0% | $129,384-69.9% | $145,884-73.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.31% | 14408.70%-14393.4pp | 9461.77%-9446.5pp | 551.85%-536.5pp |
| Employer contribution / active EE | $3,964 | $5,540-28.4% | $4,153-4.6% | $4,662-15.0% |
| Participant deferral / active EE | $14,177 | $4,985+184.4% | $4,166+240.3% | $6,690+111.9% |
| Admin fee / account holder | $560 | $9,912-94.4% | $7,686-92.7% | $13,392-95.8% |