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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,914 | $169,361-77.0% | $129,397-69.9% | $145,877-73.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.31% | 14395.54%-14380.2pp | 9453.98%-9438.7pp | 551.28%-536.0pp |
| Employer contribution / active EE | $3,964 | $5,542-28.5% | $4,154-4.6% | $4,663-15.0% |
| Participant deferral / active EE | $14,177 | $4,987+184.2% | $4,167+240.2% | $6,691+111.9% |
| Admin fee / account holder | $560 | $9,903-94.3% | $7,679-92.7% | $13,402-95.8% |