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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,971 | $154,228+149.0% | $145,433+164.0% | $137,256+179.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.61% | 74.59%-60.0pp | 66.58%-52.0pp | 220.34%-205.7pp |
| Employer contribution / active EE | $12,035 | $4,804+150.5% | $4,554+164.2% | $4,156+189.6% |
| Participant deferral / active EE | $11,039 | $8,216+34.4% | $7,897+39.8% | $6,407+72.3% |
| Admin fee / account holder | $8,762 | $14,344-38.9% | $13,129-33.3% | $12,270-28.6% |