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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,980 | $81,457+48.5% | $103,378+17.0% | $80,911+49.5% |
| Participation rate | 72.0% | 66.8%+5.2pp | 74.5%-2.5pp | 67.6%+4.4pp |
| Annual return | 14.60% | 25.58%-11.0pp | 24.91%-10.3pp | 35.63%-21.0pp |
| Employer contribution / active EE | $2,223 | $3,107-28.4% | $3,870-42.6% | $2,756-19.3% |
| Participant deferral / active EE | $4,802 | $3,871+24.0% | $5,058-5.1% | $4,297+11.7% |
| Admin fee / account holder | $22,554 | $6,717+235.8% | $8,401+168.5% | $6,935+225.2% |