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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,682 | $154,228+94.3% | $145,433+106.1% | $137,256+118.3% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 21.01% | 74.59%-53.6pp | 66.58%-45.6pp | 220.34%-199.3pp |
| Employer contribution / active EE | $7,644 | $4,804+59.1% | $4,554+67.8% | $4,156+83.9% |
| Participant deferral / active EE | $9,427 | $8,216+14.7% | $7,897+19.4% | $6,407+47.1% |
| Admin fee / account holder | $1,672 | $14,344-88.3% | $13,129-87.3% | $12,270-86.4% |