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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,477 | $76,522-91.5% | $56,033-88.4% | $145,884-95.6% |
| Participation rate | 41.7% | 63.2%-21.6pp | 52.5%-10.8pp | 80.3%-38.6pp |
| Annual return | 12.93% | 3014.28%-3001.3pp | 1711.38%-1698.4pp | 551.85%-538.9pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $587 | $2,624-77.6% | $1,954-69.9% | $6,690-91.2% |
| Admin fee / account holder | $201 | $3,328-94.0% | $2,827-92.9% | $13,392-98.5% |