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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,227 | $201,344-64.1% | $184,243-60.8% | $145,877-50.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 42.14% | 29.01%+13.1pp | 28.82%+13.3pp | 551.28%-509.1pp |
| Employer contribution / active EE | $5,087 | $7,022-27.6% | $6,427-20.9% | $4,663+9.1% |
| Participant deferral / active EE | $19,439 | $9,807+98.2% | $9,132+112.9% | $6,691+190.5% |
| Admin fee / account holder | $339 | $16,382-97.9% | $13,914-97.6% | $13,402-97.5% |