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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,587 | $110,379-45.1% | $102,412-40.8% | $145,884-58.5% |
| Participation rate | 92.3% | 77.9%+14.4pp | 74.5%+17.8pp | 80.3%+12.0pp |
| Annual return | 14.15% | 24.84%-10.7pp | 24.94%-10.8pp | 551.85%-537.7pp |
| Employer contribution / active EE | $2,264 | $4,216-46.3% | $3,870-41.5% | $4,662-51.4% |
| Participant deferral / active EE | $5,451 | $5,622-3.0% | $5,060+7.7% | $6,690-18.5% |
| Admin fee / account holder | $1,708 | $9,745-82.5% | $8,388-79.6% | $13,392-87.2% |