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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,941 | $114,119-18.6% | $107,187-13.3% | $138,895-33.1% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 79.9%+12.9pp |
| Annual return | 15.54% | 273.21%-257.7pp | 204.55%-189.0pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,240 | $4,059-44.8% | $3,782-40.8% | $4,194-46.6% |
| Participant deferral / active EE | $5,396 | $5,538-2.6% | $5,096+5.9% | $6,396-15.6% |
| Admin fee / account holder | $3,401 | $10,024-66.1% | $9,162-62.9% | $12,562-72.9% |