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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,005 | $201,370-8.6% | $184,256-0.1% | $145,897+26.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.72% | 29.05%-20.3pp | 28.85%-20.1pp | 552.29%-543.6pp |
| Employer contribution / active EE | $12,238 | $7,024+74.2% | $6,427+90.4% | $4,663+162.5% |
| Participant deferral / active EE | $11,118 | $9,808+13.4% | $9,133+21.7% | $6,689+66.2% |
| Admin fee / account holder | $2,579 | $16,364-84.2% | $13,899-81.4% | $13,390-80.7% |