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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,212 | $102,393-64.6% | $147,041-75.4% | $80,911-55.2% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.6%+24.4pp |
| Annual return | 18.18% | 134.95%-116.8pp | 419.21%-401.0pp | 35.63%-17.4pp |
| Employer contribution / active EE | $6,731 | $3,715+81.2% | $4,935+36.4% | $2,756+144.2% |
| Participant deferral / active EE | $8,783 | $6,647+32.1% | $8,071+8.8% | $4,297+104.4% |
| Admin fee / account holder | $7,169 | $7,943-9.7% | $13,006-44.9% | $6,935+3.4% |