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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,212 | $102,385-64.6% | $147,080-75.4% | $80,935-55.3% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 18.18% | 135.09%-116.9pp | 420.17%-402.0pp | 35.66%-17.5pp |
| Employer contribution / active EE | $6,731 | $3,717+81.1% | $4,933+36.4% | $2,757+144.2% |
| Participant deferral / active EE | $8,783 | $6,651+32.1% | $8,066+8.9% | $4,299+104.3% |
| Admin fee / account holder | $7,169 | $7,951-9.8% | $12,989-44.8% | $6,924+3.5% |