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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,104 | $107,421+97.5% | $182,262+16.4% | $94,015+125.6% |
| Participation rate | 56.8% | 77.8%-21.0pp | 84.2%-27.5pp | 70.8%-14.1pp |
| Annual return | 20.11% | 21.32%-1.2pp | 140.60%-120.5pp | 17.84%+2.3pp |
| Employer contribution / active EE | $3,691 | $3,448+7.1% | $5,046-26.8% | $2,790+32.3% |
| Participant deferral / active EE | $7,685 | $6,558+17.2% | $8,276-7.1% | $4,249+80.9% |
| Admin fee / account holder | $6,721 | $8,692-22.7% | $16,712-59.8% | $8,951-24.9% |