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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,667 |
FROST BANK3 years Service code 27 100 W HOUSTON ST · SAN ANTIONIO, TX 78205 | Advisory (Plan) | $29,420 |
NOVA 401(K) ASSOCIATES3 years Service code 13 10777 NORTHWEST FREEWAY · HOUSTON, TX 77092 | Contract Administrator | $10,620 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 | Investment Management | $7,402 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,022 | $101,672+3.3% | $147,117-28.6% | $74,478+41.0% |
| Participation rate | 96.9% | 75.5%+21.4pp | 82.2%+14.7pp | 67.2%+29.7pp |
| Annual return | 15.70% | 8757.83%-8742.1pp | 420.54%-404.8pp | 1370.56%-1354.9pp |
| Employer contribution / active EE | $6,442 | $3,813+68.9% | $4,932+30.6% | $2,626+145.3% |
| Participant deferral / active EE | $11,304 | $7,305+54.7% | $8,065+40.2% | $4,350+159.8% |
| Admin fee / account holder | $454 | $1,753-74.1% | $12,993-96.5% | $1,946-76.7% |