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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,665 | $201,259-47.5% | $184,200-42.6% | $145,959-27.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.39% | 28.98%-15.6pp | 28.80%-15.4pp | 561.95%-548.6pp |
| Employer contribution / active EE | $13,614 | $7,018+94.0% | $6,424+111.9% | $4,661+192.1% |
| Participant deferral / active EE | $10,574 | $9,806+7.8% | $9,132+15.8% | $6,689+58.1% |
| Admin fee / account holder | $2,226 | $16,372-86.4% | $13,907-84.0% | $13,398-83.4% |