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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,975 | $201,344-87.1% | $184,243-85.9% | $145,877-82.2% |
| Participation rate | 82.4% | 87.5%-5.1pp | 86.8%-4.5pp | 80.3%+2.1pp |
| Annual return | 22.29% | 29.01%-6.7pp | 28.82%-6.5pp | 551.28%-529.0pp |
| Employer contribution / active EE | $1,622 | $7,022-76.9% | $6,427-74.8% | $4,663-65.2% |
| Participant deferral / active EE | $3,518 | $9,807-64.1% | $9,132-61.5% | $6,691-47.4% |
| Admin fee / account holder | $310 | $16,382-98.1% | $13,914-97.8% | $13,402-97.7% |