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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,975 | $201,372-87.1% | $184,260-85.9% | $145,884-82.2% |
| Participation rate | 82.4% | 87.5%-5.1pp | 86.8%-4.5pp | 80.3%+2.1pp |
| Annual return | 22.29% | 29.04%-6.7pp | 28.84%-6.5pp | 551.85%-529.6pp |
| Employer contribution / active EE | $1,622 | $7,024-76.9% | $6,427-74.8% | $4,662-65.2% |
| Participant deferral / active EE | $3,518 | $9,808-64.1% | $9,133-61.5% | $6,690-47.4% |
| Admin fee / account holder | $310 | $16,362-98.1% | $13,898-97.8% | $13,392-97.7% |