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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,342 | $154,754-43.6% | $124,206-29.7% | $138,895-37.1% |
| Participation rate | 83.3% | 75.5%+7.9pp | 69.6%+13.8pp | 79.9%+3.4pp |
| Annual return | 17.02% | 709.28%-692.3pp | 515.27%-498.2pp | 145.39%-128.4pp |
| Employer contribution / active EE | $3,468 | $4,446-22.0% | $3,540-2.0% | $4,194-17.3% |
| Participant deferral / active EE | $7,550 | $4,621+63.4% | $3,968+90.3% | $6,396+18.0% |
| Admin fee / account holder | $318 | $6,690-95.3% | $5,929-94.6% | $12,562-97.5% |