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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,342 | $167,030-47.7% | $135,768-35.7% | $155,188-43.7% |
| Participation rate | 83.3% | 76.2%+7.2pp | 71.1%+12.3pp | 80.8%+2.5pp |
| Annual return | 17.02% | 678.39%-661.4pp | 526.10%-509.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $3,468 | $4,132-16.1% | $3,394+2.2% | $4,248-18.4% |
| Participant deferral / active EE | $7,550 | $4,528+66.8% | $3,977+89.8% | $6,531+15.6% |
| Admin fee / account holder | $318 | $8,172-96.1% | $7,048-95.5% | $14,480-97.8% |