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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,257 | $183,539-43.2% | $155,556-33.0% | $145,897-28.5% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 9.98% | 61.31%-51.3pp | 64.84%-54.9pp | 552.29%-542.3pp |
| Employer contribution / active EE | $2,083 | $5,315-60.8% | $4,675-55.4% | $4,663-55.3% |
| Participant deferral / active EE | $6,352 | $6,467-1.8% | $5,631+12.8% | $6,689-5.0% |
| Admin fee / account holder | $1,446 | $19,275-92.5% | $15,885-90.9% | $13,390-89.2% |