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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,268 | $61,787-38.1% | $97,197-60.6% | $80,925-52.7% |
| Participation rate | 93.3% | 63.5%+29.8pp | 72.7%+20.6pp | 67.7%+25.6pp |
| Annual return | 16.04% | -558.16%+574.2pp | 75.47%-59.4pp | 35.65%-19.6pp |
| Employer contribution / active EE | $3,589 | $1,836+95.5% | $2,723+31.8% | $2,756+30.2% |
| Participant deferral / active EE | $6,140 | $3,027+102.8% | $4,263+44.0% | $4,299+42.8% |
| Admin fee / account holder | $1,916 | $5,170-62.9% | $5,637-66.0% | $6,940-72.4% |