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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,268 | $61,816-38.1% | $97,260-60.7% | $80,935-52.7% |
| Participation rate | 93.3% | 63.5%+29.8pp | 72.7%+20.6pp | 67.7%+25.6pp |
| Annual return | 16.04% | -558.73%+574.8pp | 75.54%-59.5pp | 35.66%-19.6pp |
| Employer contribution / active EE | $3,589 | $1,836+95.4% | $2,721+31.9% | $2,757+30.2% |
| Participant deferral / active EE | $6,140 | $3,027+102.9% | $4,262+44.1% | $4,299+42.8% |
| Admin fee / account holder | $1,916 | $5,166-62.9% | $5,640-66.0% | $6,924-72.3% |