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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,906 | $81,233-50.9% | $155,567-74.3% | $80,874-50.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.84% | 33.33%-22.5pp | 64.74%-53.9pp | 35.62%-24.8pp |
| Employer contribution / active EE | $3,240 | $3,101+4.5% | $4,674-30.7% | $2,756+17.6% |
| Participant deferral / active EE | $1,532 | $3,452-55.6% | $5,628-72.8% | $4,297-64.3% |
| Admin fee / account holder | $1,460 | $7,998-81.7% | $15,916-90.8% | $6,935-79.0% |