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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,906 | $81,331-50.9% | $155,534-74.3% | $80,935-50.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.84% | 33.37%-22.5pp | 64.92%-54.1pp | 35.66%-24.8pp |
| Employer contribution / active EE | $3,240 | $3,105+4.4% | $4,675-30.7% | $2,757+17.5% |
| Participant deferral / active EE | $1,532 | $3,454-55.6% | $5,630-72.8% | $4,299-64.4% |
| Admin fee / account holder | $1,460 | $7,999-81.8% | $15,900-90.8% | $6,924-78.9% |