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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,804 | $183,592-16.2% | $155,567-1.1% | $145,959+5.4% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.7pp | 80.3%+12.6pp |
| Annual return | 18.47% | 61.24%-42.8pp | 64.74%-46.3pp | 561.95%-543.5pp |
| Employer contribution / active EE | $9,613 | $5,315+80.9% | $4,674+105.7% | $4,661+106.3% |
| Participant deferral / active EE | $4,667 | $6,464-27.8% | $5,628-17.1% | $6,689-30.2% |
| Admin fee / account holder | $12,078 | $19,318-37.5% | $15,916-24.1% | $13,398-9.9% |