Filed April 8, 2024
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,866 | $100,139+19.7% | $85,187+40.7% | $145,884-17.8% |
| Participation rate | 40.9% | 74.1%-33.2pp | 67.5%-26.6pp | 80.3%-39.4pp |
| Annual return | 11.26% | 84.15%-72.9pp | 66.67%-55.4pp | 551.85%-540.6pp |
| Employer contribution / active EE | $1,070 | $3,238-67.0% | $2,732-60.8% | $4,662-77.1% |
| Participant deferral / active EE | $3,279 | $5,296-38.1% | $4,525-27.5% | $6,690-51.0% |
| Admin fee / account holder | $3,728 | $7,262-48.7% | $6,162-39.5% | $13,392-72.2% |