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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,248 | $185,312+37.7% | $161,489+58.1% | $154,746+64.9% |
| Participation rate | 88.9% | 82.5%+6.4pp | 78.7%+10.2pp | 80.7%+8.2pp |
| Annual return | 13.01% | 103.84%-90.8pp | 89.72%-76.7pp | 172.34%-159.3pp |
| Employer contribution / active EE | $6,266 | $4,769+31.4% | $4,268+46.8% | $4,379+43.1% |
| Participant deferral / active EE | $15,299 | $6,350+140.9% | $5,630+171.7% | $6,730+127.3% |
| Admin fee / account holder | $87,773 | $18,654+370.5% | $16,006+448.4% | $14,365+511.0% |