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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,248 | $181,062+41.0% | $158,223+61.3% | $155,188+64.5% |
| Participation rate | 88.9% | 82.7%+6.2pp | 79.2%+9.7pp | 80.8%+8.1pp |
| Annual return | 13.01% | 57.39%-44.4pp | 52.09%-39.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $6,266 | $4,565+37.3% | $4,109+52.5% | $4,248+47.5% |
| Participant deferral / active EE | $15,299 | $6,134+149.4% | $5,467+179.8% | $6,531+134.2% |
| Admin fee / account holder | $87,773 | $18,825+366.3% | $16,047+447.0% | $14,480+506.2% |