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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,248 | $172,111+48.3% | $150,298+69.8% | $137,256+86.0% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 13.01% | 69.37%-56.4pp | 62.79%-49.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $6,266 | $4,636+35.2% | $4,154+50.8% | $4,156+50.8% |
| Participant deferral / active EE | $15,299 | $6,166+148.1% | $5,453+180.6% | $6,407+138.8% |
| Admin fee / account holder | $87,773 | $16,471+432.9% | $14,116+521.8% | $12,270+615.3% |