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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,931 | $227,399-69.2% | $189,758-63.1% | $198,609-64.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 79.8%+9.1pp | 82.4%+6.5pp |
| Annual return | 13.35% | 61.03%-47.7pp | 52.62%-39.3pp | 202.70%-189.3pp |
| Employer contribution / active EE | $1,934 | $5,526-65.0% | $4,767-59.4% | $5,055-61.7% |
| Participant deferral / active EE | $5,522 | $6,837-19.2% | $5,856-5.7% | $6,977-20.9% |
| Admin fee / account holder | $14,326 | $25,162-43.1% | $20,388-29.7% | $19,030-24.7% |