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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,931 | $185,312-62.3% | $161,489-56.7% | $154,746-54.8% |
| Participation rate | 88.9% | 82.5%+6.4pp | 78.7%+10.2pp | 80.7%+8.2pp |
| Annual return | 13.35% | 103.84%-90.5pp | 89.72%-76.4pp | 172.34%-159.0pp |
| Employer contribution / active EE | $1,934 | $4,769-59.4% | $4,268-54.7% | $4,379-55.8% |
| Participant deferral / active EE | $5,522 | $6,350-13.0% | $5,630-1.9% | $6,730-18.0% |
| Admin fee / account holder | $14,326 | $18,654-23.2% | $16,006-10.5% | $14,365-0.3% |