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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,931 | $172,111-59.4% | $150,298-53.5% | $137,256-49.1% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 13.35% | 69.37%-56.0pp | 62.79%-49.4pp | 220.34%-207.0pp |
| Employer contribution / active EE | $1,934 | $4,636-58.3% | $4,154-53.4% | $4,156-53.5% |
| Participant deferral / active EE | $5,522 | $6,166-10.4% | $5,453+1.3% | $6,407-13.8% |
| Admin fee / account holder | $14,326 | $16,471-13.0% | $14,116+1.5% | $12,270+16.8% |