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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,473 | $117,895-88.6% | $102,460-86.9% | $145,897-90.8% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 13.35% | 31.92%-18.6pp | 29.47%-16.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $1,770 | $3,619-51.1% | $3,025-41.5% | $4,663-62.0% |
| Participant deferral / active EE | $4,072 | $5,736-29.0% | $5,056-19.5% | $6,689-39.1% |
| Admin fee / account holder | $40,148 | $13,353+200.7% | $9,460+324.4% | $13,390+199.8% |