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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,926 | $132,634+29.6% | $115,768+48.5% | $137,256+25.3% |
| Participation rate | 95.8% | 77.9%+18.0pp | 74.4%+21.4pp | 80.0%+15.9pp |
| Annual return | 13.06% | 160.70%-147.6pp | 100.46%-87.4pp | 220.34%-207.3pp |
| Employer contribution / active EE | $0 | $3,360-100.0% | $2,940-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $9,495 | $5,619+69.0% | $4,917+93.1% | $6,407+48.2% |
| Admin fee / account holder | $4,822 | $15,028-67.9% | $12,439-61.2% | $12,270-60.7% |