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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,627 | $108,911-16.8% | $100,392-9.7% | $145,884-37.9% |
| Participation rate | 86.7% | 83.0%+3.7pp | 81.5%+5.2pp | 80.3%+6.4pp |
| Annual return | 15.08% | 58.23%-43.2pp | 49.45%-34.4pp | 551.85%-536.8pp |
| Employer contribution / active EE | $3,206 | $4,420-27.5% | $3,941-18.7% | $4,662-31.2% |
| Participant deferral / active EE | $7,224 | $8,459-14.6% | $8,090-10.7% | $6,690+8.0% |
| Admin fee / account holder | $2,449 | $9,698-74.7% | $7,904-69.0% | $13,392-81.7% |