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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,704 | $134,817-36.4% | $123,973-30.9% | $155,188-44.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 43.57% | 515.49%-471.9pp | 388.13%-344.6pp | 148.84%-105.3pp |
| Employer contribution / active EE | $4,073 | $4,425-8.0% | $4,126-1.3% | $4,248-4.1% |
| Participant deferral / active EE | $11,503 | $5,706+101.6% | $5,247+119.2% | $6,531+76.1% |
| Admin fee / account holder | $15,446 | $13,245+16.6% | $11,799+30.9% | $14,480+6.7% |