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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,335 | $162,136-46.1% | $152,301-42.7% | $154,746-43.6% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 14.78% | 91.02%-76.2pp | 80.50%-65.7pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,850 | $4,890-62.2% | $4,624-60.0% | $4,379-57.8% |
| Participant deferral / active EE | $7,680 | $8,341-7.9% | $8,004-4.0% | $6,730+14.1% |
| Admin fee / account holder | $6,798 | $15,759-56.9% | $14,398-52.8% | $14,365-52.7% |