Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,300 | $81,487-56.7% | $102,412-65.5% | $80,935-56.4% |
| Participation rate | 36.0% | 66.8%-30.8pp | 74.5%-38.5pp | 67.7%-31.7pp |
| Annual return | 12.76% | 25.60%-12.8pp | 24.94%-12.2pp | 35.66%-22.9pp |
| Employer contribution / active EE | $591 | $3,103-81.0% | $3,870-84.7% | $2,757-78.6% |
| Participant deferral / active EE | $2,931 | $3,871-24.3% | $5,060-42.1% | $4,299-31.8% |
| Admin fee / account holder | $1,006 | $6,717-85.0% | $8,388-88.0% | $6,924-85.5% |