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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,443 | $72,071+133.7% | $68,368+146.4% | $137,256+22.7% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 19.39% | 353.14%-333.8pp | 292.57%-273.2pp | 220.34%-200.9pp |
| Employer contribution / active EE | $2,162 | $2,788-22.5% | $2,649-18.4% | $4,156-48.0% |
| Participant deferral / active EE | $4,574 | $4,410+3.7% | $4,123+11.0% | $6,407-28.6% |
| Admin fee / account holder | $6,996 | $5,336+31.1% | $5,150+35.9% | $12,270-43.0% |