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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,443 | $102,595+64.2% | $94,057+79.1% | $154,746+8.9% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 19.39% | 583.42%-564.0pp | 480.62%-461.2pp | 172.34%-152.9pp |
| Employer contribution / active EE | $2,162 | $3,147-31.3% | $2,933-26.3% | $4,379-50.6% |
| Participant deferral / active EE | $4,574 | $5,118-10.6% | $4,709-2.9% | $6,730-32.0% |
| Admin fee / account holder | $6,996 | $7,736-9.6% | $7,244-3.4% | $14,365-51.3% |