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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,855 | $81,457+31.2% | $103,378+3.4% | $80,911+32.1% |
| Participation rate | 59.8% | 66.8%-7.1pp | 74.5%-14.8pp | 67.6%-7.9pp |
| Annual return | 13.12% | 25.58%-12.5pp | 24.91%-11.8pp | 35.63%-22.5pp |
| Employer contribution / active EE | $2,201 | $3,107-29.2% | $3,870-43.1% | $2,756-20.1% |
| Participant deferral / active EE | $5,284 | $3,871+36.5% | $5,058+4.5% | $4,297+23.0% |
| Admin fee / account holder | $1,852 | $6,717-72.4% | $8,401-78.0% | $6,935-73.3% |