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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,691 | $183,592+120.4% | $155,567+160.1% | $145,959+177.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.72% | 61.24%-44.5pp | 64.74%-48.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $26,030 | $5,315+389.8% | $4,674+456.9% | $4,661+458.5% |
| Participant deferral / active EE | $19,395 | $6,464+200.0% | $5,628+244.6% | $6,689+190.0% |
| Admin fee / account holder | $44,170 | $19,318+128.6% | $15,916+177.5% | $13,398+229.7% |