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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,581 | $154,228-52.9% | $145,433-50.1% | $137,256-47.1% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 13.71% | 74.59%-60.9pp | 66.58%-52.9pp | 220.34%-206.6pp |
| Employer contribution / active EE | $5,755 | $4,804+19.8% | $4,554+26.4% | $4,156+38.5% |
| Participant deferral / active EE | $15,799 | $8,216+92.3% | $7,897+100.1% | $6,407+146.6% |
| Admin fee / account holder | $119,845 | $14,344+735.5% | $13,129+812.8% | $12,270+876.7% |