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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,692 | $223,823+56.7% | $211,142+66.1% | $154,746+126.6% |
| Participation rate | 45.5% | 87.9%-42.4pp | 87.3%-41.8pp | 80.7%-35.2pp |
| Annual return | 15.63% | 50.39%-34.8pp | 46.84%-31.2pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,586 | $6,787-76.6% | $6,442-75.4% | $4,379-63.8% |
| Participant deferral / active EE | $6,750 | $9,750-30.8% | $9,284-27.3% | $6,730+0.3% |
| Admin fee / account holder | $0 | $19,707-100.0% | $19,076-100.0% | $14,365-100.0% |