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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,006 | $211,239-73.5% | $178,528-68.6% | $145,877-61.6% |
| Participation rate | 63.6% | 80.8%-17.2pp | 77.1%-13.5pp | 80.3%-16.7pp |
| Annual return | 14.28% | 30.22%-15.9pp | 27.11%-12.8pp | 551.28%-537.0pp |
| Employer contribution / active EE | $2,084 | $4,570-54.4% | $3,950-47.3% | $4,663-55.3% |
| Participant deferral / active EE | $4,052 | $6,963-41.8% | $6,278-35.5% | $6,691-39.4% |
| Admin fee / account holder | $1,886 | $12,095-84.4% | $10,419-81.9% | $13,402-85.9% |