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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,281 | $108,882+49.0% | $96,754+67.7% | $154,746+4.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 17.40% | 98.39%-81.0pp | 82.04%-64.6pp | 172.34%-154.9pp |
| Employer contribution / active EE | $4,709 | $3,018+56.0% | $2,679+75.8% | $4,379+7.5% |
| Participant deferral / active EE | $8,917 | $5,323+67.5% | $4,758+87.4% | $6,730+32.5% |
| Admin fee / account holder | $2,044 | $10,200-80.0% | $8,905-77.0% | $14,365-85.8% |