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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,281 | $97,125+67.1% | $86,233+88.2% | $137,256+18.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 17.40% | 74.19%-56.8pp | 61.39%-44.0pp | 220.34%-202.9pp |
| Employer contribution / active EE | $4,709 | $2,841+65.7% | $2,504+88.0% | $4,156+13.3% |
| Participant deferral / active EE | $8,917 | $5,180+72.2% | $4,559+95.6% | $6,407+39.2% |
| Admin fee / account holder | $2,044 | $9,725-79.0% | $8,342-75.5% | $12,270-83.3% |