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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,499 | $97,125+176.4% | $86,233+211.4% | $137,256+95.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 16.86% | 74.19%-57.3pp | 61.39%-44.5pp | 220.34%-203.5pp |
| Employer contribution / active EE | $3,682 | $2,841+29.6% | $2,504+47.0% | $4,156-11.4% |
| Participant deferral / active EE | $10,405 | $5,180+100.9% | $4,559+128.2% | $6,407+62.4% |
| Admin fee / account holder | $1,488 | $9,725-84.7% | $8,342-82.2% | $12,270-87.9% |