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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,656 | $110,379-39.6% | $102,412-34.9% | $145,884-54.3% |
| Participation rate | 77.3% | 77.9%-0.7pp | 74.5%+2.8pp | 80.3%-3.0pp |
| Annual return | 10.97% | 24.84%-13.9pp | 24.94%-14.0pp | 551.85%-540.9pp |
| Employer contribution / active EE | $1,717 | $4,216-59.3% | $3,870-55.6% | $4,662-63.2% |
| Participant deferral / active EE | $2,949 | $5,622-47.6% | $5,060-41.7% | $6,690-55.9% |
| Admin fee / account holder | $797 | $9,745-91.8% | $8,388-90.5% | $13,392-94.0% |