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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,622 | $136,860-65.2% | $120,344-60.4% | $154,746-69.2% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 18.13% | 21.38%-3.2pp | 20.30%-2.2pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,243 | $3,533-36.5% | $3,020-25.7% | $4,379-48.8% |
| Participant deferral / active EE | $7,522 | $5,793+29.8% | $5,135+46.5% | $6,730+11.8% |
| Admin fee / account holder | $1,617 | $15,393-89.5% | $12,742-87.3% | $14,365-88.7% |