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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,440 | $180,749-63.8% | $160,784-59.3% | $137,256-52.3% |
| Participation rate | 68.8% | 80.0%-11.2pp | 77.0%-8.2pp | 80.0%-11.2pp |
| Annual return | 10.77% | 2234.46%-2223.7pp | 1803.92%-1793.1pp | 220.34%-209.6pp |
| Employer contribution / active EE | $2,642 | $4,155-36.4% | $3,733-29.2% | $4,156-36.4% |
| Participant deferral / active EE | $8,567 | $6,844+25.2% | $6,293+36.1% | $6,407+33.7% |
| Admin fee / account holder | $12,206 | $10,397+17.4% | $9,717+25.6% | $12,270-0.5% |